Do I Need To Add College Student To Parent Auto Insurance
Reader's Question:
My 20 year old son does not live with me. He goes to college. Do I still need to add him to my car insurance policy?
Melinda
Chicago IL
Auto insurance carrier's guidelines vary however, if your son is a student and no longer living in your household, it is likely that your car insurance company would not continue to let you to keep your son or his vehicle on your car insurance policy.
Since your son is living in a separate house some insurers would not want to continue to insure him on the car insurance policy. Many car insurance providers will not insure automobiles from more than one household. So, your son will probably have to buy his own car insurance policy for his car.
If your son's vehicle is still on your car insurance policy you will need to speak with your car insurance agent if your car insurance carrier will let you insure him since many insurance companies will not insure car from more than one household on a single car insurance policy.